Note: This article will be updated as new information is made available. The law starts in three stages. First, June 30, 2020, for companies with more than 100 employees. Then, on June 30, 2021, for businesses with more than 50 employees. The third stage will go into effect on June 30, 2022, for employers who have five or more employees.... Continue Reading →
What Are The Financial Risks to Avoid
“The rich rules over the poor, and the borrower is the slave of the lender.” Proverbs 22:7 We need to know that our money is always at risk when we place it in the market and other investment means where there is the potential and even certainty of loss. What is financial risk? It usually means... Continue Reading →
Which is Better an IRA or an Annuity?
First, what is an IRA and an Annuity? An IRA is an Individual Retirement Account which is a basically a tax category. This is usually an account set up at a bank or other financial institution that allows an individual to save for retirement with tax-free growth or on a tax-deferred basis. Where your money... Continue Reading →
Who Are We? What We Do?
We are a non-profit think-tank and research center that uses our skills and service to better families, churches, ministries and small business the proper protection they need.
We have academic researchers who look for the best for our people and we also have people who work at a full-service Brokerage Firm, with licensed agents, CPA’s, Lawyers in all areas of finance, insurance and business...
Is a 401(k), ROTH IRA or is there Something Better?
Did you know that an ‘IUL’ the Best Way to Plan for Retirement? We have spent the last few years, since 2008, researching the various IRA options and looking for the best possible solutions for our family, friends, and clients. First, we need to know how money works in IRA accounts. Money grows in... Continue Reading →
How to Find Out How Your 401(k) is Performing
How to Find Out How Your 401(k) is Performing How is your IRA doing? What about the old ones from previous employers? Did you lose your job? Do you have an IRA from a previous employer? If so, do not lose Your Money! If you lost your job or you are on furlough, I... Continue Reading →
Money Grows in Three Main Ways
Here is How You Money Can Grow The two ways that affect your money the most is the way it grows and the way it is taxed! Money Grows in Three Main Ways Most financial advisors state that money grows in two ways, variable and fixed. However, there is a third way, called an Index... Continue Reading →
What are the Types of IRA Retirement Plans?
An IRA is an Individual Retirement Account. It is basically a retirement plan that allows you to save money for retirement with a tax advantage. This is a service provided by banks and various financial institutions as well as Insurance Companies that will manage your retirement savings. Depending on the type and how it is... Continue Reading →