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Who Are We? What We Do?
We are a non-profit think-tank and research center that uses our skills and service to better families, churches, ministries and small business the proper protection they need. We have academic researchers who look for the best for our people and we also have people who work at a full-service Brokerage Firm, with licensed agents, CPA’s, Lawyers in all areas of finance, insurance and business...
Financial Planning Seminars
We offer Free Financial Planning Seminars in the Southern California Region. Our lead speaker used to be a Financial Planner and trainer at a major bank, and currently works in the insurance industry as a Financial Trainer with a Ph.D. in stewardship and is licensed. These seminars are done at churches, community and civic groups... Continue Reading →
Are Annuities Bad for Retirement?
Are Annuities Bad for Retirement? There is a common objection about Annuities; I would like to clear up. It goes like this: “Annuities are terrible because when you die, the insurance company will stop the payments and they will keep the rest of your money.” Is this true or false? Many securities people do not... Continue Reading →
Urgent Notice to Small Business Owners; you Must Buy State Mandated Retirement Plans!
Note: This article will be updated as new information is made available. The law starts in three stages. First, June 30, 2020, for companies with more than 100 employees. Then, on June 30, 2021, for businesses with more than 50 employees. The third stage will go into effect on June 30, 2022, for employers who have five or more employees.... Continue Reading →
Money is a Tool!
“Be diligent to know the state of your flocks, and attend to your herds.” Proverbs 27:23 When we view money as a tool, we can be diligent to create plans and prioritize them. If we need a new car, how we will go about it? Choose by desire or is there a better way. We... Continue Reading →
What is the Difference Between a Financial Professional and a Financial Advisor?
In my career, I have been licensed and employed at both, and there are many similarities. Such as helping people with their retirement, investing, financial planning, money management and so forth. However, there is a key difference in what is called “captivity,” as well as how we engage a client and how we make our... Continue Reading →
Developing Personal Vision
Have you ever thought that your outlook on life is a part of your stewardship too? “You desire but do not have, so you kill. You covet but you cannot get what you want, so you quarrel and fight. You do not have because you do not ask God. When you ask, you do not receive,... Continue Reading →
Developing a Stewardship of your Attitude
“May the God who gives endurance and encouragement give you the same attitude of mind toward each other that Christ Jesus had, so that with one mind and one voice you may glorify the God and Father of our Lord Jesus Christ.” Romans 15:5-6 In this passage, Paul lays out some social skills we all... Continue Reading →
Eight Financial Risks to Avoid
“The rich rules over the poor, and the borrower is the slave of the lender.” Proverbs 22:7 We need to know that our money is always at risk when we place it in the market and other investment means where there is the potential and even certainty of loss. What is financial risk? It usually means... Continue Reading →
5 Reasons a 401(k) May Be the Worst Account to Have in Retirement
That massive 401(k) nest egg that you're so proud of comes with some serious baggage. Here are five major cons of these accounts and a couple of alternatives to consider instead. See how yours is preforming here: https://www.brightscope.com Now allow us to help you! You will need to have an experienced, licensed, and knowledgeable agent... Continue Reading →
The Stewardship of Words
"...not looking to your own interests but each of you to the interests of the others." Philippians 2:4 As a writer, I love words. Their etymology, various definitions, the context and the exaction to form what is to be said. I learned early in life that if these utterances of words are used wrong, they... Continue Reading →
