How Money Works and what the Bible has to say about Stewardship
Insure what you love and need! We can help you with life insurance services, annuities, retirement plans, as well as business insurance and so much more. We are fully licensed to help you with financial advising about how to pay off debt, prepare for retirement, making a family budget, cash flow, financial planning, building wealth,... Continue Reading →
We offer Free Financial Planning Seminars in the Southern California Region and Online Webinars. Our lead speaker used to be a Financial Planner and trainer at a major bank, and currently works in the insurance industry as a Financial Trainer with a Ph.D. in stewardship and is licensed. These seminars are done at churches, community... Continue Reading →
Did you know that when the market goes down, and then it goes back up, you DO NOT get your money back? Rather, what actually happens is that you grow from the point of your loss. That is just math! Wall Street lies by saying “no worries” you get your money back! Well, you do not, it is gone! So, what do you think will work better for your retirement, guarantees with no losses and low to no fees, or just losses and high fees? There are better 401k and other IRA, Individualized retirement accounts out there! How much money did you lose in your 401k or another retirement account?... Continue Reading →
Credit scores worked very simply, it is about your borrowing and repayment history. Then an algorithm (yes, I am one of the math guys that came up with those) is used to calculate how much of a risk you might be to default on your loan. So, do not be late beyond 30 days, do not... Continue Reading →
Do you have an old 401k or IRA account? If so, what do you want to do with it? What happens after you leave your job that you had a 401k with? You may be able to leave your retirement account where it is. However, be aware it will be in junk funds and have... Continue Reading →
What to do with an Old 401k or IRA Account? What happens if you have an old 401k or IRA account from a previous employer? Most Financial Advisors will give you four options: First, just leave your account where it is. This is what most people do when the balance is above $5,000. Is this... Continue Reading →
Years before I became a pastor or teacher or Financial Advisor; I worked at a major grocery store, Albertsons. I did so through High School and College. I learned few things I would like to pass on to you that have saved my family thousands of dollars over the years. Here are tried and true... Continue Reading →
Over the past several years, we have been identifying the biggest wasters of money that everyone should cut. You may save hundreds of dollars each month and thousands of dollars each year by just making some simple and quick changes. If it took you so long to build up your finances, why would you want... Continue Reading →
“But as for you, be strong and do not give up, for your work will be rewarded.” 2 Chronicles 15:7 Goals are dreams with deadlines! Discipline will be your bridge between your goals and accomplishments. What are your dreams, and what will you do to achieve them? The key phrase is “what will I do,” not... Continue Reading →
The Government is changing the 401k, 457, 403b, and other retirement programs. So, it will affect you! The changes may sound good by the way they spin the words. But are they? The key changes are in: how the tax deductions will work. Many people, not just the wealthy; those average middle-class workers could be... Continue Reading →
We will update this post as new and additional information becomes available. Health and government officials are working together to maintain the safety, security, and health of the American people. Small businesses are encouraged to do their part to keep their employees, customers, and themselves healthy. The Treasury Department is Delivering COVID-19 Relief for All... Continue Reading →
FINANCIAL PLANNING and STEWARDSHIP 