How Money Works and what the Bible has to say about Stewardship, from the Francis Schaeffer Institute
One of the biggest problems families and especially singles have is how to manage their money. This really has nothing to do with income level, because the more we make, the more we tend to spend and thus, the more we get into debt and trouble. The cycle can be endless. However, with just... Continue Reading →
We offer Free Financial Planning Seminars in the Southern California Region. Our lead speaker used to be a Financial Planner and trainer at a major bank, and currently works in the insurance industry as a Financial Trainer with a Ph.D. in stewardship and is licensed. These seminars are done at churches, community and civic groups... Continue Reading →
“The prudent see danger and take refuge, but the simple keep going and pay the penalty.” Proverbs 27:12 There is no passage in Scripture that tells us to purchase a life insurance policy or any kind of indemnity. However, we are called to be wise, prepare, and not to make foolish decisions, while at the same... Continue Reading →
“Without counsel plans fail, but with many advisers they succeed.” Proverbs 15:22 I am a Financial Planner, so yes, I will persuade you why you should have a strategy to handle your finances and prepare for retirement. I will also tell you why it is essential to have a good insurance policy for your family... Continue Reading →
How to Get Out of Debt Faster: Here are two of the best approaches to pay off debt. One is called the “Snowball” and the other is called the “Avalanche.” These work by accelerating the payoff by changing the order of your debts. Then, you will save hundreds to thousands of dollars in interest payments and reduce the time it takes to pay off the debt significantly. Sometimes cutting by years. And there is...
I have been an educator for over thirty years as well as an investment and financial advisor. One of the mathematical concepts I love to teach students and families is how compounding interest works. I will start off with a penny, then ask my students how much would they have in a month if they... Continue Reading →
Here are the top proven effective ways to get your financial house in order now and through your retirement. First, Pay off your Debt. Consumer debt like credit cards and car loans will literally eat you out of house and home. You will not be able to properly grow your future or take care... Continue Reading →
Do you have credit card debt? Is it a lot? Perhaps, unmanageable? This is a very easy trap that many fall into, that I have fallen into more than twice. And, I am a Financial Consultant who knows better. I did not take my own advice. Thankfully, I learned how to properly use credit cards,... Continue Reading →
“Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.” 2 Corinthians 9:7 The current attitude that is hitting the pew is the idea that since God loves a cheerful giver (2 Corinthians 9:7) then you only need to tithe whatever... Continue Reading →
