Eight Financial Risks to Avoid

“The rich rules over the poor, and the borrower is the slave of the lender.” Proverbs 22:7 We need to know that our money is always at risk when we place it in the market and other investment means where there is the potential and even certainty of loss. What is financial risk? It usually means... Continue Reading →

The Stewardship of Words

"...not looking to your own interests but each of you to the interests of the others." Philippians 2:4 As a writer, I love words. Their etymology, various definitions, the context and the exaction to form what is to be said. I learned early in life that if these utterances of words are used wrong, they... Continue Reading →

Money is Not Your Enemy

 “The plans of the diligent lead to profit as surely as haste leads to poverty.” Proverbs 21:5 Money is not your foe, nor is it meant to be your goal; rather, it is a tool you can use wisely! Yet, most people do not understand how money works, nor do they have a healthy relationship... Continue Reading →

How Much Life Insurance Do You Need?

How much life insurance does a person need? Typically, most people need coverage that will be at least 10-15+ times their annual income. It all depends on one’s financial circumstances, debt load and needs. How do Most Life Insurance companies determine how much you need? They toss a dime, or actually a D.I.M.E. This is a... Continue Reading →

CARES Act help for Small Businesses

As of May 20, 2020, there is still funds available. First, go to your business bank and see how they can help you.  Update as of April 24, 2020 A new $484 billion coronavirus relief package has been signed on Thursday, April 23, 2020. The new bill contains about $320 billion for the Paycheck Protection... Continue Reading →

What is the Best Type of Insurance to Have?

Here is a cool trick that few people know about life insurance.  Index Universal Life is Life Insurance you don't have to die to use! Acts like Whole Life Insurance Has $ Cash Value Account Has $ Disability Income Has $ Tax-Free Retirement Income, for life! Has Tax-Free, Worry-Free Retirement First of all, Life Insurance has changed... Continue Reading →

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