With most of American business shut down and millions of people out of work, while small business owners are suffering, we need a new plan. First of all, remember good stewardship and budgeting. Think and plan for what you need, not what you want. Now, you may need to get stricter with where your... Continue Reading →
We are a non-profit think-tank and research center that uses our skills and service to better families, churches, ministries and small business the proper protection they need. We have academic researchers who look for the best for our people and we also have people who work at a full-service Brokerage Firm, with licensed agents, CPA’s, Lawyers in all areas of finance, insurance and business...
How to Find Out How Your 401(k) is Performing How is your IRA doing? What about the old ones from previous employers? Did you lose your job? Do you have an IRA from a previous employer? If so, do not lose Your Money! If you lost your job or you are on furlough, I... Continue Reading →
Here is How You Money Can Grow The two ways that affect your money the most is the way it grows and the way it is taxed! Money Grows in Three Main Ways Most financial advisors state that money grows in two ways, variable and fixed. However, there is a third way, called an Index... Continue Reading →
This is a question we have received a lot lately, will there be inflation because the Fed lowered the rates? It is too early to tell; however, all signs show no. Unless, the government continues its ineptness and does not respond to the COVID-19 effectively. Then, if they decide to make everything worse by treating... Continue Reading →
“The rich rule over the poor, and the borrower is slave to the lender.” Proverbs 22:7 The Government and Banks Do Not Want you to Know How Money Works! This is why finance and money management are not taught in public schools. There are no classes on budgeting, taxes, financial anything, just math that 99%... Continue Reading →
What Powers the Stock Market? Pretty much it is all about fear and greed. “Do not be deceived: God cannot be mocked. A man reaps what he sows. Whoever sows to please their flesh, from the flesh will reap destruction; whoever sows to please the Spirit, from the Spirit will reap eternal life.” Galatians 6:7-8 Hence the crazy reactions... Continue Reading →
You may have noticed the major fluctuations in the stock markets recently. Like Mr. Toads Wild Ride at Disneyland, while you have the stomach flu. Unless, you are safely invested and protected. Did you know many financial institutions are making massive amounts of money from your losses? This is called, “short selling” or “going short” which I believe... Continue Reading →
Did your 401K become a 100.25k? Tough day for your IRA and other retirement accounts? None of my clients lost a penny. Yet, I feel your pain; I had it rough in 1987 and 2008. My clients at the big bank had huge losses, some lost it all. My personal portfolio with the big Wall... Continue Reading →
How to Get Out of Debt Faster: Here are two of the best approaches to pay off debt. One is called the “Snowball” and the other is called the “Avalanche.” These work by accelerating the payoff by changing the order of your debts. Then, you will save hundreds to thousands of dollars in interest payments and reduce the time it takes to pay off the debt significantly. Sometimes cutting by years. And there is...