Here is a key thought to consider about financial planning. Wealthy people tend to make fast decisions and are also slow to change. That is if it is a good plan, better than they have, they change. If it is working and there is nothing better, they stay the course. In contrast, people who have... Continue Reading →
Timeshare Wows!
Should I get a timeshare? The answer is an emphatic no; unless, you like wasting a lot of money, not being able to use them, and hardball collection tactics. I have been suckered into those, to listen to intense sale tactics of a four-hour presentation just to get a free gift. For my wife and... Continue Reading →
How to Raise a Credit Score
Credit scores worked very simply, it is about your borrowing and repayment history. Then an algorithm (yes, I am one of the math guys that came up with those) is used to calculate how much of a risk you might be to default on your loan. So, do not be late beyond 30 days, do not... Continue Reading →
Thirty-Three Ways to Save Money
Over the past several years, we have been identifying the biggest wasters of money that everyone should cut. You may save hundreds of dollars each month and thousands of dollars each year by just making some simple and quick changes. If it took you so long to build up your finances, why would you want... Continue Reading →
COVID Relief Helps for Families and Business
We will update this post as new and additional information becomes available. Health and government officials are working together to maintain the safety, security, and health of the American people. Small businesses are encouraged to do their part to keep their employees, customers, and themselves healthy. The Treasury Department is Delivering COVID-19 Relief for All... Continue Reading →
We are Solution Finders!
Insure what you love and need! We can help you with life insurance services, annuities, retirement plans, as well as business insurance and so much more. We are fully licensed to help you with financial advising about how to pay off debt, prepare for retirement, making a family budget, cash flow, financial planning, building wealth,... Continue Reading →
Suggestions for Year-End Financial Planning
“Honor the Lord with your wealth, with the firstfruits of all your crops.” Proverbs 3:9 To be properly finishing the year and positioning for the next, you want to finish the year strong and have all you need to do completed. The best way to do that is being organized and prepared. Year-End Checkoff list tips to... Continue Reading →
Money is a Tool!
“Be diligent to know the state of your flocks, and attend to your herds.” Proverbs 27:23 When we view money as a tool, we can be diligent to create plans and prioritize them. If we need a new car, how we will go about it? Choose by desire or is there a better way. We... Continue Reading →
What is the Difference Between a Financial Professional and a Financial Advisor?
In my career, I have been licensed and employed at both, and there are many similarities. Such as helping people with their retirement, investing, financial planning, money management and so forth. However, there is a key difference in what is called “captivity,” as well as how we engage a client and how we make our... Continue Reading →
What Are The Financial Risks to Avoid
“The rich rules over the poor, and the borrower is the slave of the lender.” Proverbs 22:7 We need to know that our money is always at risk when we place it in the market and other investment means where there is the potential and even certainty of loss. What is financial risk? It usually means... Continue Reading →