Did your 401K become a 100.25k? Tough day for your IRA and other retirement accounts? None of my clients lost a penny.
Yet, I feel your pain; I had it rough in 1987 and 2008. My clients at the big bank had huge losses, some lost it all. My personal portfolio with the big Wall Street firm, who told me not to worry it will come back. It has been over ten years, and it has not! Then, I decided never again. So, I used the resources of the Schaeffer Institute and my 2nd doctoral dissertation on Stewardship on the quest what works and what does not in regards to investing, IRA’s. 401K’s, funding 501’s and stock and Mutual Funds. To help my donors and my family.
What I found and why my clients did not lose out this time. There are products that will never be offed by the Banks and Wall Street firms that will save you from losses.
The dirty secret is they make money on your losses, and they only sell you what is good for them, not you!
I did not even know this back then. And the products that would help were only for preferred clients and executives and big corporations. Here are a few investing tips:
- Investing always comes with risks, only invest in stocks what you can afford to lose.
- If you are in your 20’s through 40’s you have plenty of time, no worries, if you reinvest smart.
- Always buy at a lower price, not when it is riding a wave on top.
- Think long term, do not buy or sell based on today’s headlines.
- Never make any decisions based on a single day’s change.
- Be prepared to ride out periods of stock market instability, well like now.
- If you have taken a big hit, know that over time, your money and the cost of the shares are averaged. So, if you invest smart and right like a S&P 500 Index Fund you will always come out ahead!
Yes, investing always comes with risks. Yet, I know of a product from a Fortune 500 company that has been in business for over 175 years where you can put your retirement income in and will go up on average over 15%. And when the market drops, there are safeguards in place that protect your capital and prevent the interest rate to go below zero, so you never lose your money. Plus, it has tax advantages too. I wish I had that in 2008! Make an appointment with me if you would like to learn more.
This has been a quest for over twelve years and now I have the answers and the companies to go to. In fact, none, that is zero of my clients lost a penny on February 24, 2020!
More info how the Corona Virus caused the… The Dow Dropped 1000 Points Monday. Here’s What History Says Happens Next.
If you are in the SoCal area, make an appointment with me if you would like to learn more. I work for you not a Big company! seminarsonmoney@gmail.com
FINANCIAL PLANNING and STEWARDSHIP 
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