What is Mortgage protection? It is a type of insurance that covers your mortgage for you or your lender in case of death and or disability. With the right company, this protects not only your mortgage, but also your health, and even acts like life insurance too. And of course, we can modify it to... Continue Reading →
Insure what you love and need! We can help you with life insurance services, annuities, retirement plans, as well as business insurance and so much more. We are fully licensed to help you with financial advising about how to pay off debt, prepare for retirement, making a family budget, cash flow, financial planning, building wealth,... Continue Reading →
Introduction The old adage, there are only two things that are certain in life, death and taxes. Perhaps so, but we can manage both of these with a good plan and then you can be at peace with your estate. Estate planning is the process of anticipating and arranging a family estate, or a person’s... Continue Reading →
How much life insurance does a person need? Typically, most people need coverage that will be at least 10-15+ times their annual income. It all depends on one’s financial circumstances, debt load and needs. How do Most Life Insurance companies determine how much you need? They toss a dime, or actually a D.I.M.E. This is a... Continue Reading →
Here is a cool trick that few people know about life insurance. Index Universal Life is Life Insurance you don't have to die to use! Acts like Whole Life Insurance Has $ Cash Value Account Has $ Disability Income Has $ Tax-Free Retirement Income, for life! Has Tax-Free, Worry-Free Retirement First of all, Life Insurance has changed... Continue Reading →
The newer Life Insurance products and policies like Universal Life are not about just a death benefit anymore. They can give the benefits of a financial plan for you, your family or business. Here are the Last Two of the Four Main Types of Life Insurance Universal Life Insurance. This type of insurance started in... Continue Reading →
When most people think of Life Insurance, they think about the traditional Whole Life policies our parents and grandparents had or a Term Policy they have seen on TV. Yet, the industry has drastically changed in the last twenty years with many products are being introduced that are far better. There are even insurance products... Continue Reading →
Life Insurance has existed literally for thousands of years. It even goes back to Roman times, while the more modern forms started with Lloyd's of London in the 17th century. Some modern companies are over 175 years old and weathered the worst of wars, depressions, global unrest and such. Thus, they are some of the... Continue Reading →
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We have academic researchers who look for the best for our people and we also have people who work at a full-service Brokerage Firm, with licensed agents, CPA’s, Lawyers in all areas of finance, insurance and business...