Should I get a timeshare? The answer is an emphatic no; unless, you like wasting a lot of money, not being able to use them, and hardball collection tactics. I have been suckered into those, to listen to intense sale tactics of a four-hour presentation just to get a free gift. For my wife and... Continue Reading →
Mortgage Protection Insurance
What is Mortgage protection? It is a type of insurance that covers your mortgage for you or your lender in case of death and or disability. With the right company, this protects not only your mortgage, but also your health, and even acts like life insurance too. And of course, we can modify it to... Continue Reading →
How to Raise a Credit Score
Credit scores worked very simply, it is about your borrowing and repayment history. Then an algorithm (yes, I am one of the math guys that came up with those) is used to calculate how much of a risk you might be to default on your loan. So, do not be late beyond 30 days, do not... Continue Reading →