How much money did you lose in your 401k or another retirement account?

Did you know that when the market goes down, and then it goes back up, you DO NOT get your money back? Rather, what actually happens is that you grow from the point of your loss. That is just math! Wall Street lies by saying “no worries” you get your money back! Well, you do not, it is gone! So, what do you think will work better for your retirement, guarantees with no losses and low to no fees, or just losses and high fees? There are better 401k and other IRA, Individualized retirement accounts out there! How much money did you lose in your 401k or another retirement account?... Continue Reading →

What is the Best Type of Insurance to Have?

Here is a cool trick that few people know about life insurance.  Index Universal Life is Life Insurance you don't have to die to use! Acts like Whole Life Insurance Has $ Cash Value Account Has $ Disability Income Has $ Tax-Free Retirement Income, for life! Has Tax-Free, Worry-Free Retirement First of all, Life Insurance has changed... Continue Reading →

Is a 401(k), ROTH IRA or is there Something Better?

  Did you know that an ‘IUL’ the Best Way to Plan for Retirement?  We have spent the last few years, since 2008, researching the various IRA options and looking for the best possible solutions for our family, friends, and clients. First, we need to know how money works in IRA accounts. Money grows in... Continue Reading →

How to Find Out How Your 401(k) is Performing

How to Find Out How Your 401(k) is Performing   How is your IRA doing? What about the old ones from previous employers? Did you lose your job? Do you have an IRA from a previous employer? If so, do not lose Your Money! If you lost your job or you are on furlough, I... Continue Reading →

Money Grows in Three Main Ways

Here is How You Money Can Grow  The two ways that affect your money the most is the way it grows and the way it is taxed! Money Grows in Three Main Ways Most financial advisors state that money grows in two ways, variable and fixed. However, there is a third way, called an Index... Continue Reading →

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