Why Do Banks Fail?

What happened with the two recent bank failures in Silicon Valley? Silicon Valley Bank and New York-based Signature Bank and looks like two others are having a “bank run.” A run on a bank happens when a sizable number of depositors withdraw their money from a bank(s) at the same time that is greater than... Continue Reading →

The Stewardship of Words

"...not looking to your own interests but each of you to the interests of the others." Philippians 2:4 As a writer, I love words. Their etymology, various definitions, the context and the exaction to form what is to be said. I learned early in life that if these utterances of words are used wrong, they... Continue Reading →

CARES Act help for Small Businesses

As of May 20, 2020, there is still funds available. First, go to your business bank and see how they can help you.  Update as of April 24, 2020 A new $484 billion coronavirus relief package has been signed on Thursday, April 23, 2020. The new bill contains about $320 billion for the Paycheck Protection... Continue Reading →

What are the Different Types of Life Insurance? Part II

The newer Life Insurance products and policies like Universal Life are not about just a death benefit anymore. They can give the benefits of a financial plan for you, your family or business. Here are the Last Two of the Four Main Types of Life Insurance  Universal Life Insurance. This type of insurance started in... Continue Reading →

How to Find Out How Your 401(k) is Performing

How to Find Out How Your 401(k) is Performing   How is your IRA doing? What about the old ones from previous employers? Did you lose your job? Do you have an IRA from a previous employer? If so, do not lose Your Money! If you lost your job or you are on furlough, I... Continue Reading →

Money Grows in Three Main Ways

Here is How You Money Can Grow  The two ways that affect your money the most is the way it grows and the way it is taxed! Money Grows in Three Main Ways Most financial advisors state that money grows in two ways, variable and fixed. However, there is a third way, called an Index... Continue Reading →

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