FINANCIAL PLANNING and STEWARDSHIP
How Money Works and what the Bible has to say about Stewardship
“The rich rule over the poor, and the borrower is slave to the lender.” Proverbs 22:7 The Government and Banks Do Not Want you to Know How Money Works! This is why finance and money management are not taught in public schools. There are no classes on budgeting, taxes, financial anything, just math that 99%... Continue Reading →
What Powers the Stock Market? Pretty much it is all about fear and greed. “Do not be deceived: God cannot be mocked. A man reaps what he sows. Whoever sows to please their flesh, from the flesh will reap destruction; whoever sows to please the Spirit, from the Spirit will reap eternal life.” Galatians 6:7-8 Hence the crazy reactions... Continue Reading →
You may have noticed the major fluctuations in the stock markets recently. Like Mr. Toads Wild Ride at Disneyland, while you have the stomach flu. Unless, you are safely invested and protected. Did you know many financial institutions are making massive amounts of money from your losses? This is called, “short selling” or “going short” which I believe... Continue Reading →
Did your 401K become a 100.25k? Tough day for your IRA and other retirement accounts? None of my clients lost a penny. Yet, I feel your pain; I had it rough in 1987 and 2008. My clients at the big bank had huge losses, some lost it all. My personal portfolio with the big Wall... Continue Reading →
We offer Free Financial Planning Seminars in the Southern California Region and Online Webinars. Our lead speaker used to be a Financial Planner and trainer at a major bank, and currently works in the insurance industry as a Financial Trainer with a Ph.D. in stewardship and is licensed. These seminars are done at churches, community... Continue Reading →
“Without counsel plans fail, but with many advisers they succeed.” Proverbs 15:22 I am a Financial Planner, so yes, I will persuade you why you should have a strategy to handle your finances and prepare for retirement. I will also tell you why it is essential to have a good insurance policy for your family... Continue Reading →
How to Get Out of Debt Faster: Here are two of the best approaches to pay off debt. One is called the “Snowball” and the other is called the “Avalanche.” These work by accelerating the payoff by changing the order of your debts. Then, you will save hundreds to thousands of dollars in interest payments and reduce the time it takes to pay off the debt significantly. Sometimes cutting by years. And there is...
I have been an educator for over thirty years as well as an investment and financial advisor. One of the mathematical concepts I love to teach students and families is how compounding interest works. I will start off with a penny, then ask my students how much would they have in a month if they... Continue Reading →
Here are the top proven effective ways to get your financial house in order now and through your retirement. First, Pay off your Debt. Consumer debt like credit cards and car loans will literally eat you out of house and home. You will not be able to properly grow your future or take care... Continue Reading →
Do you have credit card debt? Is it a lot? Perhaps, unmanageable? This is a very easy trap that many fall into, that I have fallen into more than twice. And, I am a Financial Consultant who knows better. I did not take my own advice. Thankfully, I learned how to properly use credit cards,... Continue Reading →
FINANCIAL PLANNING and STEWARDSHIP 