What Causes Inflation?

This is a question we have received a lot lately, will there be inflation because the Fed lowered the rates? It is too early to tell; however, all signs show no. Unless, the government continues its ineptness and does not respond to the COVID-19 effectively. Then, if they decide to make everything worse by treating... Continue Reading →

How Does the Housing Market Prices and Mortgages all Work?

This week, the Federal Reserve (Fed) cut the federal funds rate and the prime rate. How will this affect the mortgage rate and housing prices? How much influence does the Fed have? A lot, but that is not the whole story. There are many other facts that chime in for mortgages and housing prices. The... Continue Reading →

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