We offer Free Financial Planning Seminars in the Southern California Region and Online Webinars. Our lead speaker used to be a Financial Planner and trainer at a major bank, and currently works in the insurance industry as a Financial Trainer with a Ph.D. in stewardship and is licensed. These seminars are done at churches, community... Continue Reading →
Is it Okay for a Christian to Buy Insurance?
“The prudent see danger and take refuge, but the simple keep going and pay the penalty.” Proverbs 27:12 There is no passage in Scripture that tells us to purchase a life insurance policy or any kind of indemnity. However, we are called to be wise, prepare, and not to make foolish decisions, while at the same... Continue Reading →
Why Should you have a Financial Plan?
“Without counsel plans fail, but with many advisers they succeed.” Proverbs 15:22 I am a Financial Planner, so yes, I will persuade you why you should have a strategy to handle your finances and prepare for retirement. I will also tell you why it is essential to have a good insurance policy for your family... Continue Reading →
How to Pay Off your Debt Faster
How to Get Out of Debt Faster: Here are two of the best approaches to pay off debt. One is called the “Snowball” and the other is called the “Avalanche.” These work by accelerating the payoff by changing the order of your debts. Then, you will save hundreds to thousands of dollars in interest payments and reduce the time it takes to pay off the debt significantly. Sometimes cutting by years. And there is...
Understanding How Compound Interest Works
I have been an educator for over thirty years as well as an investment and financial advisor. One of the mathematical concepts I love to teach students and families is how compounding interest works. I will start off with a penny, then ask my students how much would they have in a month if they... Continue Reading →
What are the Ten Best Financial Moves?
Here are the top proven effective ways to get your financial house in order now and through your retirement. First, Pay off your Debt. Consumer debt like credit cards and car loans will literally eat you out of house and home. You will not be able to properly grow your future or take care... Continue Reading →
How to Handle Credit Cards
Do you have credit card debt? Is it a lot? Perhaps, unmanageable? This is a very easy trap that many fall into, that I have fallen into more than twice. And, I am a Financial Consultant who knows better. I did not take my own advice. Thankfully, I learned how to properly use credit cards,... Continue Reading →
Are You a Cheerful Giver?
“Each of you should give what you have decided in your heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.” 2 Corinthians 9:7 The current attitude that is hitting the pew is the idea that since God loves a cheerful giver (2 Corinthians 9:7) then you only need to tithe whatever... Continue Reading →
How do we Increase Giving in the Church?
Mark 12:41-44; Acts 2:44-45; 1 Corinthians 16:2; 2 Corinthians 9:7 Simply put, from over twenty years of research and practice in this subject and a Ph.D., in it, it all comes down to two words, maturity and gratitude. The ones who give are growing in their faith. Growing mature in the precepts of God’s... Continue Reading →
The Perception of Stewardship PI
“In everything I did, I showed you that by this kind of hard work we must help the weak, remembering the words the Lord Jesus himself said: ‘It is more blessed to give than to receive.’ ” Acts 20:35 Read Psalm 24:1; Acts 20:35; 2 Cor. 9:7; James 1:17; 1 Pet. 1:3-5: From God’s perspective, what are... Continue Reading →